Conekta
#1 online payment gateway in Mexico, powering 15k+ businesses with secure transactions.
Fund II
Hector Cárdenas, Cristina Randall & Leo Fischer
2015
Why we invested
Online payments in Mexico are complex, with high integration costs, low transaction approval rates, and fraud risks. Conekta addresses these issues by offering a payments API that simplifies card processing, cash payments, and bank transfers.
Conekta differentiates itself with fraud detection and anti-fraud intelligence tailored to the Mexican market. Its solution increases approval rates while reducing chargebacks, making it a preferred payment provider for businesses.
The founders bring deep expertise in software engineering and financial technology, with experience at global firms. Their ability to localize Stripe’s model for the Mexican market has driven adoption among top enterprises and startups.
As digital transactions grow, Conekta is well-positioned to dominate Mexico’s online payments landscape. Its strong traction, strategic partnerships, and scalable infrastructure make it a key enabler of LatAm’s e-commerce expansion.
Our vision for
the future
01.
Digital payments will dominate commerce, with AI-driven fraud prevention and instant payment processing becoming industry standards. Businesses will integrate seamless checkout experiences across online, in-store, and social commerce channels.
02.
Embedded payments will expand, allowing non-financial platforms to offer one-click transactions, financing, and subscription-based models. Companies will monetize payments as a core part of their ecosystems, improving retention and customer lifetime value.
03.
Real-time bank transfers and alternative payment methods will replace traditional card-based transactions. Open banking and API-driven solutions will enable faster, more secure, and cost-effective financial interactions.
04.
Latin America’s payments ecosystem will evolve to serve the underbanked. With fintechs leading financial inclusion, businesses will offer flexible credit, cross-border transactions, and cashless solutions tailored to local economies.