Kueski
#1 digital lender and BNPL in Latin America, granting over 10M loans to consumers.
Fund II
Adalberto Flores & Leonardo de la Cerda
2016
Why we invested
In Mexico and broader Latin America, access to consumer credit remains limited, with millions of people unable to obtain loans due to traditional banking restrictions. Kueski leverages technology to offer instant, accessible credit to underserved consumers.
Through its AI-driven underwriting model, Kueski enables individuals to access short-term loans and “buy now, pay later” (BNPL) solutions. By analyzing alternative data sources, it evaluates creditworthiness beyond traditional scoring models, improving financial inclusion.
Through its AI-driven underwriting model, Kueski enables individuals to access short-term loans and “buy now, pay later” (BNPL) solutions. By analyzing alternative data sources, it evaluates creditworthiness beyond traditional scoring models, improving financial inclusion.
As digital lending adoption accelerates, Kueski is well-positioned to continue expanding its product suite. With a rapidly growing user base and strong market trust, it is shaping the future of alternative credit in Mexico and beyond.
Our vision for
the future
01.
Traditional credit models will fade as AI-powered underwriting enables real-time, embedded lending. BNPL (Buy Now, Pay Later) and microloans will be seamlessly integrated into e-commerce, retail, and digital services.
02.
Alternative credit scoring will expand financial inclusion, leveraging transactional, behavioral, and employment data to assess borrowers. This shift will provide fairer lending opportunities to underbanked individuals without formal credit history.
03.
Digital lending platforms will become financial hubs, offering savings, investments, and insurance alongside credit. Users will manage their entire financial lifecycle through a single app, bypassing traditional banking inefficiencies.
04.
The rise of autonomous finance will see AI managing users’ credit health, automating repayments, and optimizing loan structures to reduce interest burdens. Personalized financial guidance will help consumers make smarter borrowing decisions.